Got Questions? We Have Answers!
At Credit Amplifier, we believe in clarity and transparency. Explore our FAQs to find detailed answers about our services, pricing, and process. We’re here to help you make informed decisions every step of the way.
Questions Asked The Most
Frequently Asked Questions
Why should I choose your company?
We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score. Beyond your personal credit score improvement, we also give you the tools to the pathway of financial independence.
How long does it take to see the results?
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
How long does the credit repair process take?
If your FICO score is 600 and below, it will usually take a year or longer to get you the results you are looking for. If your FICO is over 600, it may take 6 to 9 months to get your credit back on track. We generally do not work with anyone in under 6 months because it usually takes a few months just to get in sync with the credit bureaus and creditors that you have.
How will you get my credit report?
There are a couple ways to do this. You can sign up with a credit monitoring service such as smartcredit.com, which is a service that gives you access to all of your credit reports. You provide the login information to us and we take it from there. Another option is for you to obtain hard copies of your report, you will then have to upload your credit reports every 45 days to the online portal in order for us to continue working on your credit.
Is a 3-in-1 report better?
Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.
Can I cancel?
You can cancel your contract at any point since we do not offer an annual credit restoration program. Kindly message us if you feel the need to cancel the contract.
Do I need to sign a long-term contract?
It depends on your current FICO score, for example, those with a credit score below 450 may need more than one year. If you use an attorney your cost will be at least $2,500 or more. We offer an affordable monthly rate of $149 which is fully guaranteed. This means that if your credit does not improve, we offer you a money-back guarantee on our work.
What if I don't to wait 6 months or a year to have my credit fixed?
We offer our Rapid Delete service which is for those of you who are in a hurry to have negative accounts removed off your credit immediately. While some accounts can be removed in 72 hours, many will take 15 to 30 days to have them removed. However, this option is quite expensive and will cost around $500 per account you want to use for our Rapid Delete service. If you have several accounts for Rapid Delete, it will cost thousands of dollars.
What is included in the Comprehensive Credit Analysis?
Our in-depth credit analysis thoroughly reviews your entire credit report, identifying discrepancies and pinpointing opportunities for improvement. This detailed analysis sets the stage for a customized repair strategy. We charge a one-time fee of $89.00 for this service.
What if I’m not satisfied with the results?
Your satisfaction is our top priority. At Credit Amplifier, we are committed to delivering measurable improvements to your credit profile. We are confident in the quality and integrity of our services which is why we proudly offer a 90-Day Money Back Guarantee.
Do You Offer A Guarantee?
Absolutely; we stand behind our work. If you don’t see any improvement in your credit within 90 days, you’ll get 100% of your money back. Simple as that. If we don’t get at least one negative item removed from your credit report (from Experian, Equifax, or TransUnion) within 90 days of active service, you’re entitled to a full refund.
Are there any conditions?
Yes, just a few fair ones:
You’ve stuck with us for at least 90 days and made all your payments.
You didn’t add new negative items to your credit during that time.
You followed through with what we needed—documents, responses, and participation.
You haven’t worked with another credit repair company while we were helping you.
We’re not here to waste your time or money. If we can’t make a difference, you shouldn’t have to pay.
Are there any conditions?
Yes, just a few fair ones:
You’ve stuck with us for at least 90 days and made all your payments.
You didn’t add new negative items to your credit during that time.
You followed through with what we needed—documents, responses, and participation.
You haven’t worked with another credit repair company while we were helping you.
We’re not here to waste your time or money. If we can’t make a difference, you shouldn’t have to pay.